A helping hand to convert opportunities into success. Providing independent advice on wealth management, investments, retirement planning, protection, inheritance tax planning and savings.

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Every Journey begins with the first step. We will help you on that journey by identifying what you need to do to-day to get want you want tomorrow.

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We believe financial advice should be a holistic long-term plan to ensure you are in the strongest financial position to achieve your goals in life.

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Welcome to Calcluth & Sangster Limited

Calcluth & Sangster have been advising clients in the Financial Services Industry for over 30 years. The Team looks after clients the length and breadth of the UK but primarily in Scotland. A client requiring advice on a personal or business matter, can be assured that all options are explored and solutions discussed and implemented to ensure individual goals are achieved in the most tax-efficient way e.g. protecting the family or investing and planning for retirement.